SITUATION WIRE ACTIVE ADVISORY
CURATED FROM PUBLIC ADVISORIES
FLOOD-RISK INTELLIGENCE · EAST AFRICA

The storm doesn't announce itself.
Tahadhari does.

We detect floods from orbit — through cloud, at night — and deliver verified alerts to insurers within hours.

FOR INSURERS & AGRICULTURAL PLATFORMS · EL NIÑO SHORT RAINS · OCT–DEC 2026

KES 187.8B LOST TO FLOODS IN 6 MONTHS · NATIONAL TREASURY, 2026

01 · THE GATHERING

Moisture loads over the ocean. Optical monitoring starts losing the ground beneath the cloud.

When the season builds, the imagery most risk models rely on goes blind first.

CATCHMENT MOISTURE RISING
02 · THE DELUGE

Catchments saturate in hours. Conventional imagery sees only the top of the storm.

Every hour without ground truth is an hour of unpriced exposure.

RAINFALL INTENSITY MM/HR
03 · THE INUNDATION

Water moves faster than warnings. Rivers leave their banks at night, under full cloud.

This is the moment an underwriting desk needs evidence, not estimates.

GAUGE VS BANKFULL EXCEEDED
04 · THE DETECTION

We see through the storm. All-weather Earth observation resolves the flood to street-block detail.

Verified flood extent — delivered to insurers within hours of observation.

Orbital flood-extent map of a river basin ORBITAL FLOOD EXTENT · ALL-WEATHER
ALERT STATE DISPATCHED
FLOOD EXTENT CONFIRMED
THE LEDGER — WHAT THE WATER COST
KES 187.8B FLOOD DAMAGE & LOSSES IN SIX MONTHS, 2023/24 SEASONS · NATIONAL TREASURY, DRF STRATEGY 2026–2030
KES 10–30B FLOOD LOSSES EVERY YEAR, INSURED AND UNINSURED · KENYA RE
OCT 2026 THE EL NIÑO-INTENSIFIED SHORT RAINS BEGIN
WHAT WE WATCH

Flood is live today. The field extends to the perils around it.

One monitoring field, one API. Roadmap perils are in development and not yet dispatching signals.

LIVE

Riverine & Urban Flood

Detection, extent mapping, and severity scoring — through cloud, day and night.

LIVE

Flash Flood

Rapid-onset flooding from short, violent rainfall — the hardest events to witness from the ground.

ROADMAP

Landslide

Rainfall-triggered slope-failure susceptibility for escarpment and highland exposure.

ROADMAP

Drought

Vegetation stress and soil-moisture deficit monitoring — the bridge to agricultural platforms.

FROM ORBIT TO UNDERWRITING DESK

Three steps. No signal ships unless it passes.

Decision console — ward-level flood detection map
DECISION CONSOLE · WARD-LEVEL FLOOD MAP
01
Earth-observation spacecraft over East Africa at night
ALL-WEATHER · DAY & NIGHT

Observe

All-weather Earth observation and orbital flood monitoring, fused with rainfall and hydrological signals — through cloud, at night.

02
Top-down aerial of a city grid with flooded blocks standing out from dry ones
STREET-BLOCK DETAIL

Score

Flood extent resolved to street-block detail, classified by severity, and mapped against insured exposure.

03
Weathered hands holding a phone showing a mobile-money payout confirmation as rain falls
PARAMETRIC PAYOUT · MOBILE MONEY

Dispatch

Every alert passes a fail-closed quality gate — freshness, plausibility, exposure sanity, audit. If any check fails, nothing ships.

KENYA RE HAS PROPOSED A NATIONAL FLOOD INSURANCE POOL — POOLS RUN ON VERIFIED EVENT DATA.

ONE PLATFORM, TWO FRONTS

The same field, serving two desks.

Insurance analyst studying a river-basin flood-risk heatmap, Nairobi skyline behind her
BUILT FOR INSURERS · UNDERWRITING & CLAIMS DESKS
Flood-risk analytics interface with exposure zones highlighted
LIVE — NAIROBI

Tahadhari API

Insurer-facing flood-risk data and analytics: risk scores, verified flood extent, and severity — one integration.

Smallholder farmer checking a phone in a maize field
LIVE — KIRINYAGA COUNTY

Chipua

Plot-level crop-fit intelligence for agricultural platforms, built on the Tahadhari API.

PARTNERS
Pesira
FROM US · UPDATES
Tahadhari and Pesira teams at the MOU signing in Nairobi, flanked by Pesira banners MOU SIGNING · NAIROBI
JULY 2026 · PARTNERSHIP NAIROBI, KENYA

Tahadhari signs an MOU with Pesira.

We have signed a Memorandum of Understanding with our partners Pesira — Nairobi-based infrastructure for finance, software and data across Africa's agriculture. Pesira works with farmers, cooperatives and partners to digitise farmer records and connect smallholders to finance, insurance and market opportunities. Together, we will put parcel-level flood-risk intelligence in front of the farmers and insurers Pesira already serves.

10,000+ FARMERS DIGITISED BY PESIRA
2019 SERVING KENYAN AGRICULTURE SINCE
SEASONAL OUTLOOK · 2026

In East Africa, a developing strong El Niño is expected to suppress the summer 'long rains' before drastically intensifying the October-to-December 'short rains,' creating a severe risk of catastrophic flooding.

THE CLOCK — THE WINDOW TO PREPARE SHORT RAINS IN ≈ DAYS
2023/24

KES 187.8B in flood losses across two seasons.

2026

Treasury publishes the DRF Strategy 2026–2030 — pre-arranged financing replaces emergency appeals.

OCT–DEC 2026

The El Niño-intensified short rains.

JAN 2027

IFRS S2 full compliance — physical climate-risk disclosure becomes mandatory.

RECENT EVENTS · SITUATION WIRE CURATED FROM PUBLIC ADVISORIES
THE HYDROGRAPH · EAST AFRICA · 1960 → TODAY

Sixty years of water, drawn as an instrument trace.

Every excursion is an event; its shape is its peril — floods spike, droughts trough, landslides break jagged, dam failures drop off a cliff. The spikes get denser toward the present.

1960 1970 1980 1990 2000 2010 2020
TAHADHARI WATCH BEGINS
THE NEXT EVENT · OCT–DEC 2026 — THIS TIME, WATCHED.
HOVER OR TAP AN EXCURSION · ARROW KEYS STEP EVENTS · ESC CLOSES
FLOOD — SHARP SPIKE
DROUGHT — LONG TROUGH
LANDSLIDE — JAGGED BREAK
DAM FAILURE — VERTICAL DROP

IMPACT SHOWN AS EXTENT, DISPLACEMENT AND LOSS — NEVER CASUALTY COUNTS. FIGURES PER THE CANONICAL FACTS REGISTER.

Terraced smallholder farmland along a swollen river in the Kenyan highlands
COVERAGE — RIVER BASINS, WARD BY WARD · KENYA FIRST, EAST AFRICA NEXT COUNTY LOOKUP · IN DEVELOPMENT

Underwrite the next season with eyes on the ground.

A pilot programme for Kenyan insurers is open ahead of the October short rains.

Request API Access hello@tahadhari.io